Try The Experience 🎮
A financial journey for young adults & families
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We help young people understand the systems that shape their lives and give them the tools to navigate them with confidence.
Explore Opportunities and Resources:
Free Resources
Quick tools. Concrete answers. Free downloads and guides to help youth improve money management, with no commitment.
Legacy Journal
When financial literature meets reality. We analyze banking, credit, investing, and generational wealth, all in clear, accessible language for young legacy builders.
Legacy Program
The wait is over! Start building your financial skills today with lessons on budgeting, saving, credit, investing, passive income, and entrepreneurship — all designed for teens and young adults.Fewer than one in five U.S. adults report taking a personal finance class in high school. Only 19% took a personal finance class, and most say they weren’t fully prepared for real-world money management.
Though some states have adopted requirements, less than a quarter of public high school students actually have access to comprehensive personal finance courses.
Access to financial education is deeply unequal: in low-income schools (with high rates of free/reduced-lunch eligibility), only ~4% require a personal finance semester compared to much higher rates in wealthier schools.
👉 What this means: Many students graduate with little or no formal understanding of budgeting, credit, debt, or savings, even though these skills impact lifelong financial outcomes.
🎓 Student Debt and Wealth Building
Student debt is a major financial burden for millions of Americans, with racially marginalized borrowers more likely to hold large student loans and struggle to repay them. These student loan borrowers report higher debt levels and are more likely to remain in debt over time.
Even among college-educated households, significant racial wealth gaps remain, demonstrating that educational attainment alone does not neutralize structural economic inequality.
👉 This shows: Borrowing for education doesn’t automatically translate to financial freedom, especially when wealth gaps and repayment burdens are unequal.
Many adults are not fully aware of the laws that safeguard or restrict them. Covering topics such as contracts, credit, and workplace rights, these resources are designed to help your young adult understand how the system operates and where to get support before challenges arise.
Legal Literacy is Power
Financial & Legal Literacy for Teens and Young Adults
The Legacy Program brings the foundations of money management, investing, and entrepreneurship to life for young people. Through interactive lessons, gamified challenges, incentive-based learning, and practical tools, students learn how to budget, save, build credit, generate passive income, and explore business opportunities, all while understanding their legal rights and protections.
It’s a roadmap to financial freedom, confidence, and a legacy they can be proud of. Let your student start building their skills today and take control of their future.